NRI · Property sale · Lower TDS

Selling property in India as an NRI? Cut the 12.5%+ TDS legally.

When an NRI sells property, the buyer must deduct TDS on the full sale value — 12.5% plus surcharge and cess, not just on your gain. We get you a lower-deduction certificate, compute the real gains, and handle repatriation and refunds.

🧾 CA-reviewed · fee quoted upfront
Lower / Nil TDS certificate (Form 128, Section 395 — the Act 2025 successor to Form 13) so tax is on your gain, not the whole sale
Capital gains computed correctly with reinvestment exemptions (Sections 82 / 85 / 86, old 54 / 54EC / 54F)
Form 145 / 146 (old 15CA / 15CB) so you can repatriate the sale proceeds abroad
Excess TDS claimed back as a refund in your ITR
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💬 Free consult first·CA-reviewed·No payment to start

What we handle for you

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Lower / Nil TDS certificate

We file Form 128 under Section 395 (the Act 2025 successor to Form 13 / Section 197) so the buyer deducts TDS on your actual gain — not 12.5% plus surcharge & cess on the entire sale value.

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Capital gains done right

Long-term vs short-term, cost basis, and reinvestment exemptions under Sections 82 / 85 / 86 (old 54 / 54EC / 54F) — we minimise the gain legally.

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Repatriation & refund

Form 145 / 146 (old 15CA / 15CB) to send proceeds abroad, and we claim any excess TDS back as a refund in your return.

Who this is for

🏠 NRIs selling a flat or land

Resident-turned-NRI or long-time NRI selling property in India, on your own or through a POA.

🧾 Facing heavy TDS

Buyer is deducting 12.5% plus surcharge & cess on the full value and your money is stuck — we reduce it or recover it.

👪 Inherited / ancestral property

Sold inherited property and unsure of cost basis, gains, or how to bring the money out.

Transparent, quoted upfront

Every case is different, so we review yours first and give you a clear price before any work or payment — no charge for the review, no obligation.

Share your details → a CA reviews → you get a fixed quote on WhatsApp.

No hidden charges. You decide after you see the price.

💬 Get my quote →

Common questions

How much TDS is deducted when an NRI sells property?

For long-term capital gains (property held over 24 months), TDS is 12.5% plus surcharge and cess. Short-term gains are taxed at slab rates with higher TDS. Critically, without a lower-deduction certificate the buyer usually deducts on the entire sale value — not just your gain — so a large part of your money gets blocked until you file and claim a refund.

Can I reduce the TDS?

Yes. We apply for a Lower / Nil TDS certificate under Section 395 (Form 128) — the Income-tax Act, 2025 successor to the old Section 197 / Form 13. Once granted, the buyer deducts only on your actual taxable gain, freeing up most of the sale proceeds immediately.

How do I send the sale money abroad?

Repatriation needs Form 145 (old 15CA) and a CA-certified Form 146 (old 15CB). We prepare both so your bank releases the funds to your overseas account.

Can I get the extra TDS back?

Yes — if more was deducted than your actual tax, you claim the difference as a refund when we file your ITR for the year.

Do I have to be in India for any of this?

No. It is fully online — share documents digitally and we handle the certificate, computation, repatriation forms and filing.

Other ways we help NRIs

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