When an NRI sells property, the buyer must deduct TDS on the full sale value — 12.5% plus surcharge and cess, not just on your gain. We get you a lower-deduction certificate, compute the real gains, and handle repatriation and refunds.
We file Form 128 under Section 395 (the Act 2025 successor to Form 13 / Section 197) so the buyer deducts TDS on your actual gain — not 12.5% plus surcharge & cess on the entire sale value.
Long-term vs short-term, cost basis, and reinvestment exemptions under Sections 82 / 85 / 86 (old 54 / 54EC / 54F) — we minimise the gain legally.
Form 145 / 146 (old 15CA / 15CB) to send proceeds abroad, and we claim any excess TDS back as a refund in your return.
Resident-turned-NRI or long-time NRI selling property in India, on your own or through a POA.
Buyer is deducting 12.5% plus surcharge & cess on the full value and your money is stuck — we reduce it or recover it.
Sold inherited property and unsure of cost basis, gains, or how to bring the money out.
Every case is different, so we review yours first and give you a clear price before any work or payment — no charge for the review, no obligation.
No hidden charges. You decide after you see the price.
💬 Get my quote →For long-term capital gains (property held over 24 months), TDS is 12.5% plus surcharge and cess. Short-term gains are taxed at slab rates with higher TDS. Critically, without a lower-deduction certificate the buyer usually deducts on the entire sale value — not just your gain — so a large part of your money gets blocked until you file and claim a refund.
Yes. We apply for a Lower / Nil TDS certificate under Section 395 (Form 128) — the Income-tax Act, 2025 successor to the old Section 197 / Form 13. Once granted, the buyer deducts only on your actual taxable gain, freeing up most of the sale proceeds immediately.
Repatriation needs Form 145 (old 15CA) and a CA-certified Form 146 (old 15CB). We prepare both so your bank releases the funds to your overseas account.
Yes — if more was deducted than your actual tax, you claim the difference as a refund when we file your ITR for the year.
No. It is fully online — share documents digitally and we handle the certificate, computation, repatriation forms and filing.